Employee Benefits

Employee Benefits Overview

More than ever, small and large employers alike find themselves faced with the challenge of managing rising healthcare costs. The impact of Health Care Reform, Patient Protection and Affordable Care Act, make a complex benefits marketplace even more challenging, which further complicates how to protect a diverse workforce with varying needs. Consequently, developing a comprehensive, multi-year benefits strategy has never been more imperative.

360º Advisory, our best-in-class business model, is a comprehensive, flexible, results-driven approach to meeting your needs, implementing a long-term benefits and communication strategy, auditing regulatory compliance, managing risk, supporting human resources initiatives and monitoring the success of your program. Contact us to learn how our 360 Advisory approach could protect your employees and your bottom line.

360º Advisory Strategy

  1. In-depth Employee Benefits Plan Audit
  2. Market Analysis
  3. Program Design
  4. Employee Engagement
  5. Continuous Improvement

Fully-Insured or Self-Insured

The first step is to determine the appropriate health plan structure for your company: Fully-Insured, Self-Insured or possibly a hybrid model.

Our experienced benefits professionals work closely with you to develop a long-term benefits strategy that meets your distinct situation and goals. Regardless of your size or industry, we partner with you to advance solutions that deliver value to you and your employees now and into the future.

Group Coverages and Programs

  • Group Medical
  • Consumer Driven Healthcare (HRA and HSA’s)
  • Wellness
  • Group Dental and Vision
  • Group Life and Disability
  • Voluntary Benefits
  • Identity Theft Protection

Strategic Benefits Advisory and Procurement

  • Strategic Multi-Year Benefits Planning and Program Development
  • Transparent Request For Proposal (RFP) Process
  • Premium Analysis and Negotiations
  • Self-Insured Plan Development and Program Management
  • Ongoing Strategic and Analytical Support
  • Benchmarking

Compliance – Benefit Plan Implementation and Administration

    • Section 125 Flexible Benefit Administration
    • Open Enrollment Project Management
    • Monthly Claims Tracking, Review and Reporting
    • Summary Plan Descriptions (SPD’s)
    • Regulatory Compliance Support (ERISA, COBRA, HIPAA, FMLA etc.)
    • 5500 Filing Services
    • Vendor Intermediary Services (Administrative, Claims and Service Issues)

Resources – Employee Communications

  • Web-based Communications and Open Enrollment
  • Employer Site Open Enrollment Meetings
  • Employee Benefit Statements
  • Employee Benefit Surveys
  • ZywaveRx™ Pharmacy Benefit Discount Program
  • Customized Health & Wellness Newsletter Program
  • ThinkHR 24/7 Online Platform for HR Advice, Tools and Training

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