15 Cabot Road
As a multi-line property and liability third-party administrator, we help our clients manage their exposures to risk and contain their costs by providing them with strategic high-quality claims management, underwriting, safety consultation and management services.
We have extensive expertise in managing a wide variety of claims – from claims for property damage and auto physical damage, to claims alleging civil rights violations, discrimination, false arrest, environmental impairment and more.
Integrated claim management minimizes costs and maximizes efficiency.
We perform a thorough and timely initial investigation, utilizing face-to-face interviews by our own adjusters on serious or questionable claims. In complex cases where additional technical expertise is needed, our claim representatives call upon our safety personnel and our medical case consultants to assist in the claim investigation process. And at all times we keep all parties fully informed throughout the claim management process.
Claims are paid promptly. However, when our investigation demonstrates other parties are liable, we vigorously defend your interests. Cabot staff aggressively pursue all avenues of recovery and contribution.
Top priority is always to make sure an injured employee quickly gets the most appropriate treatment. Our job after that is to monitor and manage their care. The sooner a professional Case Manager becomes involved, the better the outcome for both the employee and the employer.
Trained as an occupational health nurse, the Medical Case Manager, facilitates medical treatment; acts as a liaison between the injured employee and the claim manager; facilitates and controls rehabilitation; and arranges transitional work. This coordinated personalized approach benefits injured workers and helps to hold down claims costs.
The claim manager has ultimate control of each lost time claim and is responsible for performing a complete investigation; payment authorization; evaluation of the claim, including setting and monitoring reserves; negotiation; litigation management; subrogation and second injury fund filings.
Your data, including comprehensive underwriting and loss information, is essential to managing risk. Depending on your specifications, we deliver policy management systems and claim management systems. We provide standardized management reports as well as customized and “on demand” management reports.
We also support actuarial, reinsurance, audit and regulatory compliance. Our management reports present underwriting and claim data in clear and concise formats to so you have easy to understand and actionable information. This helps us work with you to better measure performance, identify claim trends and allocate costs.
The skills of our dedicated team of underwriters are as diverse as our client base: individuals and families, businesses, nonprofits, commercial real estate and public entities. All are experienced in analysis of exposures, policy, rating and issuance, regulatory reporting, endorsement processing, pricing and cost analysis so you end up with the most appropriate coverage at the lowest price.