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Your Professional Choice for Insurance

Cabot Risk Strategies LLC provides Insurance, Employee Benefits, and Risk Management Solutions.

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Learn About Cabot Risk Strategies LLC

Throughout our lives, we encounter numerous milestones that are worth celebrating. From embarking on a new career to tying the knot, expanding our families, venturing into entrepreneurship, and eventually retiring – each of these experiences is truly remarkable.

At Cabot Risk Strategies LLC, we take a comprehensive approach to your insurance needs, and we consider many aspects of your coverage. Our goal is to establish long-term and trustworthy relationships with our clients. We prioritize your needs, and our agency is dedicated to helping you achieve success. Don’t hesitate to reach out to us today and get started on securing your insurance coverage.

Learn About Us

Insuring Massachusetts and Beyond

As a locally-owned business and residents of Massachusetts ourselves, we understand your risks in a unique way that others may not—giving us the advantage of helping you manage those risks through insurance coverage. We are proud to serve clients across Massachusetts and multiple states. Contact one of our locations today.

Woburn, MA OfficeBillerica, MA Office

Insurance, Employee Benefits, and Risk Management Solutions

Cabot Risk Strategies LLC offers a variety of personal insurance, business insurance, employee benefits and insurance by industry solutions to help you protect what matters most.

Public Safety Protection Plus

Public Safety Protection Plus is underwritten by Chubb and protects public safety personnel in the line of duty for medical expenses and lost wages as selected by the insured community. Various coverages and limits are available with catastrophic medical coverage up to $1,000,000. Coverage is available on a primary basis and excess basis with different deductible options. Contact our claims team and medical case managers to learn more.

Logo-Renaissance-Alliance

Our membership in Renaissance Alliance is a sign of our commitment to bring our customers the highest quality products and services available today. Renaissance Alliance members are a carefully selected group of independent insurance agents. Quite simply, our membership indicates we are among the highest performers in our industry.

We are members of and participate in the following organizations:

  • Massachusetts Municipal Interlocal Insurance Association (MIIA)
  • Massachusetts Municipal Association (MMA)
  • Massachusetts Bay Self-Insurance Group (MBSIG)
  • MA Association of Insurance Agents (MAIA)
  • Independent Insurance Agents of America (IIABA)

The Independent Agency Advantage

What makes our independent insurance agency different?

We offer a wide variety of insurance solutions.

We are there for you in your time of need.

We are by your side every step of the way.

We are licensed insurance advisors.

Our Clients Rave About Us

Check out our reviews and see why you should switch to Cabot Risk Strategies LLC.

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Auto
Bodily Injury Liability Coverage
Risk Factor

It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.

Solution

Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.

Property Damage Coverage
Risk Factor

When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else's property. The amount required, if any, can vary by state.

Solution

The property damage portion of your auto insurance policy protects you if your car damages someone else's property, such as another car, a fence, or a building. In some instances, you may be able to choose your coverage limit, or it may be a standard amount dictated by the insurer or local laws.

Medical Payments Coverage and Personal Injury Protection
Risk Factor

Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it's not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health plan.

Solution

Medical payments coverage or Personal Injury Protection, depending on where you live, can help cover some medical expenses and funeral expenses of covered drivers and passengers after an accident. The exact requirements, limits, and coverage can vary by state, so it's important to understand what's required where you live.

Uninsured / Underinsured Motorist Damage Coverage
Risk Factor

What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, they take off? Research has shown that this happens more than you might expect. If you’re in a collision with someone who is uninsured or underinsured, you can be left to pay out-of-pocket for damages and medical expenses not covered by the other driver.

Solution

Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.

Physical Damage Coverage
Risk Factor

Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.

Solution

Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.

Rental Coverage / Loss of Use
Risk Factor

When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.

Solution

Rental coverage/ loss of use is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.

Learn More About This Coverage
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  2. Discover your risks.
  3. Explore coverage options.

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Manage Your Policies

Already a client of Cabot Risk Strategies LLC? Visit our Service Center to make requests and manage your insurance.

  Report a Claim

   Pay Bill

  Auto ID Card

  Get Certificate

  Policy Review

  Policy Change

Let’s Get Started

  1. Step 1Fill out the form.
  2. Step 2Review your options with us.
  3. Step 3Get the coverage you need.

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