Cabot Risk Programs Smarter Solutions Click the Icons Below To Learn More About Our Programs. Massachusetts Interlocal Insurance Association (MIIA) Providing coverage for your clients and your mission. Serving to reduce or eliminate any out of pocket expenses not paid by primary coverage. Designed to mitigate property losses and manage pre-loss exposures. Solution-based builders risk programs for owners and contractors. Retail, office and commercial. Personalized self-funded plans designed to provide cost stability. Privacy, data and your property must be protected. Injured on Duty Program underwritten by CHUBB.