SPRINGTIME INSURANCE CHECKLIST
Spring is here, so RIGHT NOW is a good time to review your insurance coverage to ensure that you have adequate protection in place. Here’s a spring insurance checklist to help you get started:
Homeowners or renters’ insurance: Review your policy to make sure you have enough coverage for your personal property, liability, and additional living expenses in case you need to temporarily relocate due to damage. Consider adding coverage for spring-specific risks like flooding and water damage.
Auto insurance: Check your policy to make sure you have sufficient coverage for your vehicle, liability, and medical expenses. Also, consider adding comprehensive coverage if you don't already have it, which can protect against spring-related hazards like hail and fallen tree branches.
Umbrella insurance: Consider purchasing an umbrella insurance policy if you don't already have one. This type of policy provides additional liability coverage beyond the limits of your homeowners or auto insurance policies.
Business insurance: If you own a business, review your commercial insurance policies to make sure you have adequate coverage for property damage, liability, and other risks.
Disability insurance: If you don't already have disability insurance, consider purchasing a policy to protect your income in case you become disabled and are unable to work.
By taking the time to review your insurance coverage and make any necessary updates or changes, you can help ensure that you're adequately protected this spring and beyond.